No matter what phase of financial life you’re in, efficient financial and tax planning is key. To help you achieve your goals, we first gather information about your current financial and tax situation as well as your desired investment returns and risk tolerance. We also take the time to clarify what these goals, dreams, objectives and concerns are in order to determine their importance in your life. We use this information to put together a written Comprehensive Financial Plan tailored specifically to you. We will clarify your personal and family goals, financial and investment objectives and include a detailed tax and investment analysis, cash flow projection, insurance analysis, and strategy and implementation steps.
Once your plan is in place, we review it regularly, modify it as needed, and provide accountability when necessary. In our experience, our most successful clients achieve success because of their commitment to “stay the path” in their financial plan.
We can develop and present recommendations to move towards your financial goals. We stress test this plan for various scenarios as situations might change.
At The Kocen Financial Group, we also help you protect what you have and plan for future events that could derail your financial plan through tools and methods that include: 529 (education) accounts, life insurance planning, disability planning, long-term care planning, and social security planning.